Logo
Kasapi
Filipino family at market stall, warm morning sunlight, vibrant produce, bright airy outdoor setting
Kaagapay sa Pangkabuhayan

Loans that
grow with
your dreams

From personal needs to business growth — Kasapi offers flexible loans up to ₱500,000 with terms up to 48 months at just 0.05% monthly interest.

No hidden fees · SEC-registered · Serving Filipinos since 2009

48,000+

Active Borrowers

94%

Approval Rate

24 hrs

Avg. Processing

Monthly RateLowest in Class
0.05%/ month

vs. 2–5% industry average

Loan Calculator

See your exact repayments

Adjust the loan amount and term to see a full month-by-month breakdown. 0.05% monthly interest rate, no hidden charges.

₱100,000
₱5,000₱500,000
Monthly Payment₱4,193
Total Repayment₱100,626
Total Interest₱626
Interest Rate0.05% / mo
Apply for This Loan

Monthly Breakdown

24-month schedule · ₱100,000 loan

Principal
Interest
Effective annual rate: 0.6%
Loan Products

A loan for every need

Apply Now
Filipino woman smiling at home, bright sunlit living room, warm natural light, clean white walls
For everyday needs

Personal Loan

Cover medical bills, education, home repairs, or any personal expense. Fast approval with minimal requirements.

Amount

Up to ₱200,000

Term

6–36 months

Filipino family video calling on laptop, bright modern home, warm afternoon light, happy expressions
For overseas workers

OFW Loan

Support your family back home. Designed for OFWs with flexible repayment aligned to remittance schedules.

Amount

Up to ₱300,000

Term

12–48 months

24-hour release

Emergency Loan

Urgent funds when you need them most. Approved and released within 24 hours.

Amount

Up to ₱50,000

Term

3–12 months

For entrepreneurs

Business Loan

Grow your sari-sari store, food business, or any livelihood project with capital up to ₱500,000.

Amount

Up to ₱500,000

Term

12–48 months

Kasapi by the numbers

Years Serving Filipinos17+
Total Loans Disbursed₱2.1B
Provinces Covered35
Simple Process

3 steps to your loan

No complex paperwork, no branch queues. Get your loan the modern way.

01

Fill out the online form

Complete our simple application in under 5 minutes. No branch visit required — apply from your phone anywhere in the Philippines.

5 minutes

to complete

02

Submit your documents

Upload a valid ID and proof of income. Our team reviews your application within 24 hours and contacts you for verification.

24 hours

review time

03

Receive your funds

Once approved, funds are released directly to your bank account or GCash wallet. Start using your loan the same day.

Same day

disbursement

Borrower Stories

Trusted by thousands
of Filipinos

Nagamit ko ang aking business loan para palawakin ang aking tindahan. Napakadali ng proseso — approved ako sa loob ng isang araw!

(I used my business loan to expand my store. The process was so easy — I was approved within a day!)

MS

Maria Santos

Sari-Sari Store Owner, Bulacan

₱80,000

Business Loan

My wife applied for the OFW loan while I was working in Dubai. The repayment terms fit perfectly with my remittance schedule. Very flexible and trustworthy.

ER

Eduardo Reyes

OFW Family, Pampanga

₱150,000

OFW Loan

Ginamit ko ang personal loan para sa tuition ng aking anak. Mababang interest at maayos na serbisyo. Talagang kaagapay si Kasapi.

(I used the personal loan for my child's tuition. Low interest and excellent service. Kasapi is truly a partner.)

LB

Ligaya Buenaventura

Teacher, Batangas

₱45,000

Personal Loan

Online Application

Apply for your
loan today

Fill out the form and our team will process your application within 24 hours. No branch visit required.

Secure & Confidential

Your data is protected with bank-level encryption

24-Hour Processing

Get a decision the next business day

GCash / Bank Transfer

Funds released to your account directly

Need help?

Talk to a loan officer

Mon–Sat, 8am–5pm

+63 917 123 4567

1Personal Information

2Loan Details

Kasapi Lending Corporation · SEC Registration No. CS201900000 · Bangko Sentral ng Pilipinas supervised